A look behind the curtain.

So winter is coming up and roads are going to get slick. You hit some black ice and slide your car into a curb. This happens to even the best of drivers. Now what? Most people attempt to drive or have their car towed to their favorite repair shop.  Over my career I have delt with hundreds of these scenarios. I will tell you that with todays autos it is exceedingly rare that even a minor accident like this will be less then the standard 500.00 insurance deductible. Why is it getting so expensive to repair your car?

I am sorry to say but it’s our fault.

By “our” I mean the consumer. We want a car or truck that rides smooth, is quiet, handles like a racecar. A car that has more features then most of our houses when it comes to convenience, technology and comfort. A truck that can tow our boat and camper or climb to the top of a mountain. We want all this and then the Government steps in and tells manufactures what they want. Better emissions, better fuel mileage and advanced safety features. Safety features like automatic braking, lane departure assist and blind spot monitoring. The public doesn’t know this, but crash safety ratings are achieved by the ability of a car to absorb the incredible amount of force caused by a crash. When the truck absorbs this energy, it doesn’t pass it on to its most important cargo. You and your family.

All these features come with a price.

Forward looking camera’s make replacing windshields more complicated. Radar mounted in the grill and rear fenders or bumper.  Most car today have completely electric steering so it can self-correct if you cross the yellow line. When you are in accident the car is designed to crumple and dissipate the impact. These features make the price of cars and trucks to continue to climb. Higher priced repairs can make insurance premiums go up.

Is all this worth the extra expenses?

When your protecting your family absolutely!